Many of us anymore have credit that is not quite good enough now to get a mortgage, or at least not good enough to get the very best rate.  Divorce, illnees, job loss, kids moving back in, bad luck and other life events may have marked up your credit and that can cost you literally thousands if not a million dollars in higher payments for interest on credit cards, car loans, mortgages, insurance premiums and more.

Common Myths about Credit Reports

  • Bankruptcies, foreclosures and tax liens can't be removed.
  • It's easy to dispute and resolve issues.
  • Negative items that are removed will just pop back on down the road.
  • Paying chargeoffs and collections accoutns won't impact your credit score.
  • If I write a good explanation it will offset the bad mark.
  • Credit Bureaus are gov't agencies.
  • A new social security number will start a new credit file.
  • New credit fixes poor credit.
  • Counseling can help restore your credit.
  • Negative credit can't be removed for 7 years.

We have now created an alliance with a firm that can help get your credit report cleaned up so you can buy a home.  Collections, repossessions, charge offs, bankruptcy, medical bills, etc. can be worked to be removed from your credit to allow you to get your score up to buy a home.

If you are serious about buying a home, and willing to do what it takes, we may be able to help you.

E-mail me your name, phone number and best time to reach you if you want to discuss the process.

john@brokersrealty.com