Your Agent
A successful purchase starts with the right representative. In fact, once you’ve selected the best agent to represent you, it is likely that he or she can recommend other professionals to join your team, taking more of the responsibility off of your shoulders.

Lender (Appraiser)
A bank is not just a bank. Having the right backer can be extremely important – it is your money we’re talking about after all!  Make sure that your lender and financial representative is someone with whom you feel comfortable, and be wary of any lender who promises you more than you think you can reasonably afford. Your lenders may or may not require an independent appraisal, and typically will make arrangements for the appraisal themselves.

Lawyer
Your home purchase is far too important a transaction to skimp on legal representation at the risk of leaving yourself open to costly future issues. Many Title Companies are affiliated with an Attorney who may address your questions for no extra cost - ask your Realtor.  Find a lawyer who is willing to take the time to answer your questions and who specializes in real estate law.

Home Inspector
No home inspection is 100% guaranteed, but a few hundred dollars to catch a major problem now is certainly better than many thousands to correct that ‘surprise’ down the road. Ask your agent for a recommendation.

Contractor
Planning some renovations? You’re not the only one! The home renovation industry is booming, and in some markets, booking a contractor must be done months in advance (that’s a long time to go without a kitchen). Don’t let finding the right contractor slip through the cracks – planning ahead will almost certainly make your renovation smoother, and you contractor will appreciate the advance notice.

Buying a home is a major commitment.  The better you understand the process, the better you will enjoy the process and love the home you select to purchase.  All of our Realtors®, will be available for a Free Buyers Introduction to go over the 11 critical points you need to know.  From experience, we have found that the 20-30 minutes it takes for this meeting, makes for a more successful home purchase.

Please review the information we have collected and continually add to our site.

When you are ready to take the "next step" and meet for the "Buyers Introduction" just e-mail so we can schedule a time that is convenient for you.  john@brokersrealty.com.

• How We Work For Buyers 
• Free Credit Report
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• Smooth Home Purchase
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• Don't Pay Too Much!
• Moving Checklist
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• Mortgage Calculator
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• Get Pre-Approved for a mortgage
• Cash to help you buy...
• Educate yourself...
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• Why work with us?
• Why Hire a Professional?
• Your Advantages...

1.  Find the right representative

Even if you’re not quite ready to buy, your buyer’s agent can provide an absolute wealth of information, and can often offer ‘scoops’ on local developments that you might not have known about otherwise.  Speak to your BrokersRealty.Com Realtor® to help guide you right from the start.

2.  Find out what your price range is

Online mortgage calculators are a good place to start, but as you draw closer to your time to buy, there is no substitute for a written mortgage pre-approval.  Just speaking to your lender is an extremely worthwhile venture – this is the only way to really get an in-depth picture of your overall financial picture and to discover exactly what you can reasonably afford to spend on a home (and possibly on renovating).

3.  Find out what your local market looks like

The internet can be an incredibly worthwhile tool in doing preparatory research.  Start with your agent – he or she can direct you to valuable resources and immediately start e-mailing you real estate listings that may interest you (or at least give you a better understanding of what your needs and wants are).

4.  Find out what your true needs and wants are

Compose a needs/wants list. Take into consideration your local market conditions, your price range, and the advice of your real estate agent.

5.  Find your dream home!

Once you’re ready to act, you may be surprised by how quickly you can make a decision.  Armed with your pre-approval, a little market knowledge, and your needs/wants list--call your real estate agent to begin hitting the pavement. When you see ‘the house’ of your dreams, put in an offer! Don't delay. 

With the our team behind you, it really can be this easy!  Contact us for a free no obligation meeting to review your options and goals.  Just 20-30 minutes with one of our Award Winning Realtors, can put you on the path to owning your first home, investment property or commercial building.  We are trained to help get you in positon to buy and stay with you for life as your "go to" team for all your real estate needs and questions.

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